How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Share | Related Content 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.